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1314 Linden Ln, Miami, OK, 74354

4beds
2baths
2,050sqft
$270,000
$132price/sqft
$1,973/moest. monthly cost
$78,920/yrincome needed

About This Home

This beautifully refreshed all-brick 4 bedroom, 2 bathroom home is located in a great neighborhood and offers the perfect blend of space and modern upgrades, featuring two living areas and a cozy fireplace ideal for relaxing or entertaining. Enjoy the charm of a covered front porch, along with a completely updated kitchen and durable, stylish LVT flooring throughout. You'll also have peace of mind with a roof only 2 years old. The home includes a 2-car garage for added convenience and storage. With the major updates already done, this is a true turn-key property perfect for families or investors looking for a low maintenance, high-value home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
Miami Junior High SchoolGrades 7-91.9 mi
5/10
Miami High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Oven,Washer/Dryer,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Gas Log

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Property

Details

  • Parcel number: 398200003007000000

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.44 Acres
  • Features: Abstract
  • Lot size dimensions: 19166

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance $321$3,852
Property Taxes $135$1,620
Electricity $152$1,829
Total$1,973$23,676

Income You'd Need if You Spent...

35% on housing$67,645/yr
40% on housing$59,190/yr
45% on housing$52,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 74354$81
Ottawa County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 74354$98
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$270,000
2021-06-11Sold$160,000
2021-03-24Pending sale$164,900
2021-03-19Listed for sale$164,900
2021-02-04Pending sale$164,900
2021-01-22Price change$164,900
2020-11-14Price change$169,900
2020-11-02Listed for sale$172,500

For Sale by Agent

AgentBrandon Kelley
BrokerageSolid Rock REALTORS - Miami

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