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520 Meadowlark Ln, Commerce, OK, 74339

3beds
2baths
1,536sqft
$145,000
$94price/sqft
$1,033/moest. monthly cost
$41,320/yrincome needed

About This Home

Welcome to 520 Meadowlark Lane in Commerce! This charming 3-bedroom, 1.5-bath home offers a comfortable living space with a spacious layout, cozy wood-burning fireplace, and an attached 2-car garage. Enjoy the convenience of central heat and air, a partially fenced backyard, and a quiet neighborhood close to schools and local amenities. Whether you're a first-time homebuyer, downsizing, or looking for a place to make your own, this home offers comfort, functionality, and great value. Schedule your private showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
Commerce Middle SchoolGrades 6-80.6 mi
6/10
Commerce High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Stove
  • Laundry features: Gas Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,None,Gas Oven Connection
  • Window features: Aluminum Frames,Vinyl
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 578000006001000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Lot size: 9,626 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Drought
Heat Wave
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance $84$1,008
Property Taxes $72$864
Electricity $144$1,732
Total$1,033$12,396

Income You'd Need if You Spent...

35% on housing$35,417/yr
40% on housing$30,990/yr
45% on housing$27,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 74339$36
Ottawa County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 74339$138
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$145,000
2026-06-11Price change$150,000
2026-04-08Listed for sale$163,500
2025-10-02Listing removed$164,900
2025-08-20Price change$164,900
2025-03-31Listed for sale$169,900
2023-01-13Sold$145,000
2022-12-02Listed for sale$139,900
2008-05-20Sold$85,000
2006-10-23Sold$65,500

For Sale by Agent

AgentNaomi Walker
BrokerageSolid Rock, REALTORS

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