12261 S Highway 125, Miami, OK, 74354
About This Home
A must see 5 bedroom, 3 bath home has just come on the market! Spacious kitchen and 2 large living areas are a definite plus. The home also features an indoor storm shelter room, so you won't be venturing out in the weather. A beautiful covered patio can be found on the rear of the home to be enjoyed on those peaceful evenings. Another plus is the 1,728 square foot shop building with central heat & air. All of this on 4.5 (+/-) acres just outside of Miami!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Slab
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Water Softener Owned,Microwave,Range,Refrigerator,Disposal
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,447
- Total interior livable area: 3,447 sqft
Property
Details
- Parcel number: 096500000001000000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size: 4.50 Acres
- Lot size dimensions: 196020
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Cold Wave
- Drought
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Ottawa County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance | $666 | $7,992 |
| Property Taxes | $280 | $3,360 |
| Electricity | $256 | $3,077 |
| Total | $4,033 | $48,396 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $560,000 |
| 2026-05-28 | Price change | $575,000 |
| 2024-03-27 | Pending sale | $449,900 |
| 2024-02-26 | Contingent | $449,900 |
| 2023-10-19 | Listed for sale | $449,900 |
| 2004-09-15 | Sold | $182,500 |
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