See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2724 S Saddle Rock Rd, Stillwater, OK, 74074

4beds
3baths
2,361sqft
$274,740
$116price/sqft
$2,058/moest. monthly cost
$82,320/yrincome needed

About This Home

Opportunity awaits at 2724 Saddle Rock in the desirable Quail Ridge Addition. Situated on a rare 1.75 acre m/l lot in the southwest area of Stillwater, this property offers endless potential for the right buyer with vision and creativity. This two-story home features 4 bedrooms, 3 bathrooms, two spacious living areas, a cozy fireplace, separate laundry room, and a 2-car garage. Tucked away on a secluded oversized lot, the property provides the privacy and space that is hard to find within a neighborhood setting. Conveniently located near Stillwater Middle School and Sangre Ridge Elementary, the location adds to the home’s long-term value and appeal. This property is being sold as-is and will require significant updates and repairs, but the possibilities are undeniable. Whether you are an investor searching for your next fixer-upper project or a buyer looking to create your dream home on acreage within town, this could be the perfect opportunity. Large lots like this rarely become available in established neighborhoods.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

10/10
9/10
Stillwater Middle SchoolGrades 6-70.6 mi
9/10
Stillwater High SchoolGrades 10-123.6 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,361
  • Total interior livable area: 2,361 sqft

Property

Details

  • Parcel number: 19N02E283SQ0100050006
  • Zoning description: Residential Single Family Small Lot Planned

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Metal

Lot

  • Lot size: 1.75 Acres
  • Lot size dimensions: 1.75 ac m/l

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,389$16,668
Home Insurance $318$3,816
Property Taxes $176$2,112
Electricity $175$2,107
Total$2,058$24,696

Income You'd Need if You Spent...

35% on housing$70,560/yr
40% on housing$61,740/yr
45% on housing$54,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$180
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$274,740
2019-06-15Listing removed$1,600
2019-05-15Listed for rent$1,600
2018-06-16Listing removed$1,600
2018-05-29Price change$1,600
2018-03-30Listed for rent$1,800
2012-05-08Sold$95,000

For Sale by Agent

AgentTiffany Aranda
BrokerageREAL ESTATE PROFESSIONALS

Similar Homes