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709 W 10th Ave, Stillwater, OK, 74074

4beds
2baths
1,954sqft
$175,000
$90price/sqft
$1,344/moest. monthly cost
$53,760/yrincome needed

About This Home

Great location! Here's a chance to own a roomy house in the heart of Stillwater. Convenient location South of campus. Less than a mile to OSU campus and just a half a mile to Stillwater's exciting downtown. Easy walk or bike ride to events, work, class, shopping, restaurants, farmer's market, the library, art studio, and more! Bus stop near by too. Well built vintage home with hardwood floors, never before available. Three bedrooms on the first floor, and one bedroom and office upstairs. Extra living space in converted garage area. Nice lot with a large fenced back yard with a view of the park. Exterior is a stone veneer. Fresh interior paint, Occupied, must have confirmed appointment.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

7/10
9/10
Stillwater Middle SchoolGrades 6-72.4 mi
9/10
Stillwater High SchoolGrades 10-121.7 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Composition
  • Construction materials: Stone/Rock Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,954
  • Total interior livable area: 1,954 sqft

Property

Details

  • Parcel number: 19N02E234SD8000050003
  • Zoning description: Small Lot Single Family Stw

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Back Yard,Metal

Lot

  • Lot size: 7,000 sqft
  • Features: fenced yard
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $203$2,436
Property Taxes $112$1,344
Electricity $145$1,744
Total$1,344$16,128

Income You'd Need if You Spent...

35% on housing$46,080/yr
40% on housing$40,320/yr
45% on housing$35,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$181
Payne County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$175,000
2025-12-11Listed for sale$185,000
2025-11-26Listing removed$185,000
2025-07-19Price change$185,000
2025-04-12Price change$199,000
2025-04-02Listed for sale$210,000
2018-04-18Sold$70,100

For Sale by Agent

AgentPage Provence
BrokerageFisher Provence, REALTORS

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