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309 N Luella Ave, Cushing, OK, 74023

2beds
1baths
788sqft
$87,000
$110price/sqft
$775/moest. monthly cost
$31,000/yrincome needed

About This Home

2 Bed, 1 Bath Cozy Home with Spacious Yard Welcome home to this charming 2-bedroom, 1-bath property featuring new flooring throughout for a fresh, updated feel. The home offers a comfortable layout and sits on a generously sized lot with plenty of outdoor space to enjoy. Additional highlights include a storm shelter for added peace of mind and a convenient carport for covered parking. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home is full of potential. Don't miss the opportunity to make this cozy home your own!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Cushing Middle SchoolGrades 5-82.5 mi
7/10
Cushing High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 788
  • Total interior livable area: 788 sqft

Property

Details

  • Parcel number: 17N05E044CP0600040005
  • Zoning description: One Family Residential Cushing

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storm Shelter
  • Fencing: None

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 125 x 140

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $439$5,268
Home Insurance $137$1,644
Property Taxes $55$660
Electricity $144$1,732
Total$775$9,300

Income You'd Need if You Spent...

35% on housing$26,571/yr
40% on housing$23,250/yr
45% on housing$20,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 74023$116
Payne County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 74023$116
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$87,000
2013-04-24Sold$25,000
2008-05-12Sold$7,000

For Sale by Agent

AgentBelinda Adkins
BrokeragePlatinum Real Estate Assoc.

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