See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3515 S Western Rd, Stillwater, OK, 74074

3beds
4baths
4,341sqft
$498,800
$115price/sqft
$3,743/moest. monthly cost
$149,720/yrincome needed

About This Home

NEW LISTING - LARGE HOME ON 2.28 ACRES! Perched on a hilltop on Stillwater's desirable SW side in the Sangre Ridge Elementary School District, this 3-bedroom, 3.5-bathroom, 4341 sq ft home commands breathtaking views all the way to Oklahoma State University. The main level welcomes you with a spacious primary bedroom and a second bedroom, plus 2.5 bathrooms. The large living room features a wood-burning fireplace and wet bar, perfect for entertaining, while the formal dining room provides space for gatherings. The large kitchen boasts a generous eat-in area and a convenient built-in desk for managing household tasks. Both the living area and kitchen open seamlessly to a spectacular multi-level deck with two sets of stairs, creating an incredible indoor-outdoor flow for entertaining and everyday enjoyment. The lower level is equally impressive, offering a large living area with its own wood-burning fireplace, a third bedroom with direct backyard access, and a full bathroom complete with a sauna for ultimate relaxation. The laundry room is located on this level, featuring a unique dumb waiter that connects to the upstairs primary bath for effortless laundry management. Adding an element of intrigue, the lower level includes two hidden storage areas cleverly concealed behind bookshelves and mirrors. The downstairs living space opens directly to the backyard, expanding your living area to the outdoors. The fantastic fenced backyard includes a exterior building with a window heat/air unit, perfect for storage, a kids' play space, or a dedicated hobby room, with attached mower storage for added convenience. Even your furry family members are considered with two outdoor doghouses ingeniously connected to the main home's HVAC system for climate-controlled comfort. The property features a security gate at the entrance, a home generator to keep you comfortable during power outages, and six detached carports that can remain or be removed based on your needs. There's still plenty of room on the acreage to build that dream shop you've been envisioning. This is an exceptionally rare offering that combines space, privacy, stunning views, and thoughtful features throughout.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

10/10
9/10
Stillwater Middle SchoolGrades 6-71.5 mi
9/10
Stillwater High SchoolGrades 10-123.9 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Cooktop,Refrigerator,Dishwasher,Trash Compactor,Disposal

Basement

  • Has basement: Yes
  • Basement: Other,Walkout Basement,Walkout + storm shelter

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,341
  • Total interior livable area: 4,341 sqft

Property

Details

  • Parcel number: 19N02E344000000000751
  • Zoning description: RE Rural Estate

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Storm Shelter
  • Fencing: Back Yard,Metal,Wood,Privacy

Lot

  • Lot size: 2.28 Acres
  • Features: 2.28 acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Ice Storm
Strong Wind
Winter Weather
Drought
Heat Wave
Wildfire

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,522$30,264
Home Insurance $579$6,948
Property Taxes $320$3,840
Electricity $322$3,875
Total$3,743$44,916

Income You'd Need if You Spent...

35% on housing$128,331/yr
40% on housing$112,290/yr
45% on housing$99,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$180
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$549,800
2026-03-02Listing removed$579,000
2026-01-12Listed for sale$579,000
2026-01-06Listing removed$599,000
2025-10-22Price change$599,000
2025-09-18Price change$619,000
2025-09-01Listed for sale$639,900
2007-06-11Sold$300,000

For Sale by Agent

AgentVicky Jerome
BrokerageRE/MAX Signature

Similar Homes