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360 N B St, Yale, OK, 74085

2beds
2baths
1,238sqft
$46,000
$37price/sqft
$473/moest. monthly cost
$18,920/yrincome needed

About This Home

Charming 2 bed 2 bath home in a great location, close to school and downtown. Sellers put in new windows and flooring in Aug. 2024, windows have a 50 year transferable warranty. Mini split was put in 2019.Large laundry room. Home is being sold "AS IS". 2 car carport, large backyard. Small storage building in back.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Yale Elementary SchoolGrades PK-50.3 mi
2/10
Yale Middle SchoolGrades 6-80.1 mi
3/10
Yale High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,None,Ceiling Fan(s)
  • Window features: Vinyl,Insulated Windows,Storm Window(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Gas,Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Property

Details

  • Parcel number: 600004621

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: None
  • Fencing: Partial

Lot

  • Lot size: 7,274 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Drought
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $232$2,784
Home Insurance $68$816
Property Taxes $29$348
Electricity $144$1,732
Total$473$5,676

Income You'd Need if You Spent...

35% on housing$16,217/yr
40% on housing$14,190/yr
45% on housing$12,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 74085$52
Payne County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 74085$115
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$48,000
2026-03-13Listed for sale$50,000
2026-03-11Listing removed$53,000
2025-12-16Price change$53,000
2025-11-03Price change$55,000
2025-09-10Listed for sale$57,800
2025-09-10Listing removed$60,000
2025-07-17Price change$60,000
2025-05-12Price change$62,500
2025-03-31Price change$65,500
2025-03-01Price change$69,900
2024-10-09Price change$70,900
2024-09-09Listed for sale$75,900

For Sale by Agent

AgentEdie Rogers
BrokerageKerri Marks - Options Realty

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