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423 S Oak Knoll Ct, Stillwater, OK, 74074

2beds
2baths
2,942sqft
$475,000
$161price/sqft
$3,474/moest. monthly cost
$138,960/yrincome needed

About This Home

Welcome to a truly one-of-a-kind masterpiece — a mid-century gem designed and built by an architect from OSU A&M, where intentional craftsmanship meets timeless character on an expansive 12-acre setting just outside of town. From the moment you arrive, the striking rock and wood siding exterior signals that this home is something extraordinary. Step inside and discover incredible woodwork throughout, complemented by elegant parquet wood floors in the living and dining rooms. The quality of build is evident in every detail, from the abundant custom built-ins to the thoughtfully designed spaces that celebrate mid-century form and function. Two fireplaces anchor the home's warmth — one gracing the main living area while the other enhances a handsome den complete with a wet bar, perfect for entertaining or quiet evenings alike. Most windows have been replaced for modern efficiency, and a brand-new roof provides lasting peace of mind. Outside, twelve sprawling acres offer endless possibilities. A private pond, three outbuildings, and a fenced area for pets create a self-contained retreat that's hard to find this close to town. Nature lovers will also appreciate the proximity to OSU Lake Carl Blackwell, offering fishing, hiking, and outdoor recreation just minutes away. Properties of this caliber, with this level of architectural pedigree and acreage, rarely come to market. Schedule your private showing before this rare opportunity slips away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
9/10
Stillwater Middle SchoolGrades 6-74.5 mi
9/10
Stillwater High SchoolGrades 10-126.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Stone/Rock Veneer,Wood Siding,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,942
  • Total interior livable area: 2,942 sqft

Property

Details

  • Parcel number: 19N01E1529O0350000001
  • Zoning description: NONE

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Back Yard,Metal

Lot

  • Lot size: 12.18 Acres
  • Features: wooded with pond
  • Lot size dimensions: 12.18 m/l

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Drought
Heat Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $551$6,612
Property Taxes $304$3,648
Electricity $218$2,626
Total$3,474$41,688

Income You'd Need if You Spent...

35% on housing$119,108/yr
40% on housing$104,220/yr
45% on housing$92,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$179
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$475,000

For Sale by Agent

AgentMike Lauvetz
BrokerageColdwell Banker Team Stillwater

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