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206 S Main St, Ada, OK, 74820

4beds
2baths
2,318sqft
$249,000
$107price/sqft
$1,861/moest. monthly cost
$74,440/yrincome needed

About This Home

Spacious 4 bedroom, 2 bathroom home offering room to live, work, and entertain! This large property features 2 living areas, an open-concept kitchen with plenty of space to gather, dedicated office space, and a large utility room for added convenience. The welcoming entry area, 2 fireplaces, and French doors add warmth and character throughout the home. Outside, the property truly stands out with a massive parking area large enough for semi trucks, trailers, or equipment. The impressive shop building — approximately half the size of a basketball court — includes its own office space, a large overhead door, and ample room to work on or store large trucks, machinery, or recreational equipment indoors. Enjoy the fenced backyard and the perfect location just outside of town while still being close to highway access and nearby shopping. This unique property combines comfortable living with exceptional workspace and storage opportunities!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Byng Elementary SchoolGrades 4-60.5 mi
6/10
Byng Junior High SchoolGrades 7-90.5 mi
7/10
Byng High SchoolGrades 10-120.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Laminate Counters,Other,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Other
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 2,318
  • Total interior livable area: 2,318 sqft

Property

Details

  • Parcel number: 105533005006001100
  • Special condition: Relocation

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Other
  • Fencing: Chain Link

Lot

  • Lot size: 1 Acres
  • Features: None

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire
Winter Weather
Drought

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance $306$3,672
Property Taxes $124$1,488
Electricity $172$2,069
Total$1,861$22,332

Income You'd Need if You Spent...

35% on housing$63,805/yr
40% on housing$55,830/yr
45% on housing$49,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$121
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$249,000
2024-10-02Listing removed$229,900
2024-09-17Price change$229,900
2024-09-03Price change$239,900
2024-08-25Listed for sale$249,900
2024-08-19Listing removed--
2024-08-14Price change$249,000
2024-08-04Price change$275,000
2024-07-10Listed for sale$299,000
2021-01-05Sold$199,500
2020-11-20Pending sale$199,500
2020-10-22Price change$199,500
2020-10-08Listed for sale$199,900
2001-02-15Sold$16,500

For Sale by Agent

AgentJessica Cooper
BrokerageMcGraw, REALTORS

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