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909 W 9th St, Ada, OK, 74820

4beds
2baths
1,961sqft
$194,900
$99price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

PRICE IMPROVEMENT!!! Modern charm meets functional living in this spacious 4 bedroom, 1.5 bath home situated on a oversized fenced lot! Inside, you’ll love the comfortable layout featuring a large kitchen area with plenty of space for cooking, gathering, and entertaining. The home offers spacious bedrooms, abundant natural light, and tons of built-ins and storage space throughout to help keep everything organized. The inviting interior provides both functionality and flexibility for everyday living. Step outside to enjoy the large private covered patio, perfect for relaxing or hosting guests year-round. Need even more space? The impressive 34’ x 21’ shop building with electricity offers endless possibilities for a workshop, studio, hobby space, or additional storage. A second storage building on slab adds even more convenience. Don’t miss this property offering space, versatility, storage, and value!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
6/10
Ada Junior High SchoolGrades 7-90.9 mi
7/10
Ada High SchoolGrades 10-122.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Crawlspace,Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Oven,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,Quartz Counters,Stone Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Programmable Thermostat
  • Window features: Vinyl
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,961
  • Total interior livable area: 1,961 sqft

Property

Details

  • Parcel number: 018500002001000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: Privacy

Lot

  • Lot size: 0.30 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance $240$2,880
Property Taxes $97$1,164
Electricity $145$1,750
Total$1,467$17,604

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$121
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$194,900
2026-07-30Price change$194,900
2026-07-07Price change$210,000
2026-05-19Listed for sale$229,999
2016-09-26Sold$95,000
2016-07-25Pending sale$97,900
2016-07-11Listed for sale$97,900
2016-06-24Pending sale$97,900
2016-06-07Listed for sale$97,900
2007-05-30Sold$80,000

For Sale by Agent

AgentCasie Elkins
BrokerageHome Place Real Estate

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