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1403 S Monte Vista St, Ada, OK, 74820

4beds
3baths
2,648sqft
$297,000
$112price/sqft
$2,210/moest. monthly cost
$88,400/yrincome needed

About This Home

Can we talk about location? This rock-solid, well-constructed house was designed with style in mind and sits in a lovely location on a peaceful, beautiful lot. Hidden away in plain sight, this one is worth a look -- especially if you love quality and love the style of times gone by. From the sweeping "Gone-with-the-wind" staircase to the oversized bedrooms (4 of them!) to the office space that could easily be a spacious second living area this could be the one you’ve been dreaming of. Co listed with Jenna Woods lic# 202460

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Homer Elementary SchoolGrades PK-52.0 mi
6/10
Byng Junior High SchoolGrades 7-97.4 mi
7/10
Byng High SchoolGrades 10-127.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Other,Stone,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Washer,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceramic Counters,Ceiling Fan(s),Electric Range Connection
  • Door features: Storm Door(s)
  • Window features: Aluminum Frames,Wood Frames
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 2,648
  • Total interior livable area: 2,648 sqft

Property

Details

  • Parcel number: 000002003006000500

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Sprinkler/Irrigation,Rain Gutters
  • Fencing: Decorative,Privacy

Lot

  • Lot size: 0.72 Acres
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,501$18,012
Home Insurance $365$4,380
Property Taxes $148$1,776
Electricity $196$2,363
Total$2,210$26,520

Income You'd Need if You Spent...

35% on housing$75,771/yr
40% on housing$66,300/yr
45% on housing$58,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$121
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$339,500

For Sale by Agent

AgentKay Kelly
BrokerageMcGraw, REALTORS

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