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829 W 22nd St, Ada, OK, 74820

3beds
2baths
1,400sqft
$181,500
$130price/sqft
$1,374/moest. monthly cost
$54,960/yrincome needed

About This Home

This well maintained, 3 bedroom, 1 and half bath home offers the perfect combination of comfort, thoughtful updates, and practical value. From the moment you step inside, you'll notice a bright, welcoming interior featuring fresh paint, updated flooring throughout most of the home, and a layout designed for comfortable everyday living. The kitchen has been refreshed with a farmhouse sink, coordinating faucet, tile backsplash, updated dishwasher, and a butcher block counter tops and island that will remain with the home, creating a functional space for everything from weeknight dinners to holiday gatherings. The bathroom has also been tastefully updated with a new tub, tile surround, updated sinks, and newer toilets. What truly sets this home apart is the investment that's been made beyond the cosmetic updates. Extensive professional weatherization and energy efficiency improvements including additional attic and wall insulation, sealed HVAC ductwork, upgraded ventilation, air sealing, LED lighting, insulated water lines, a newer energy efficient water heater, and added health and safety improvement help provide year round comfort, improved energy efficiency, and lasting value. Outside, you'll find a fully fenced backyard with space to relax, entertain, garden, or let pets play, along with a one car attached garage and covered carport for added convenience. Whether you're buying your first home, looking to downsize, or searching for a home where many of the major improvements have already been completed, this property offers the opportunity to settle in and simply enjoy homeownership from day one.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
6/10
Ada Junior High SchoolGrades 7-90.6 mi
7/10
Ada High SchoolGrades 10-121.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Disposal,Gas Water Heater,Oven,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Aluminum Frames
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 031500003006000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Fencing: Chain Link

Lot

  • Lot size: 0.31 Acres
  • Features: None

Parking

  • Total spaces: 1
  • Parking features: Attached,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $917$11,004
Home Insurance $223$2,676
Property Taxes $90$1,080
Electricity $144$1,732
Total$1,374$16,488

Income You'd Need if You Spent...

35% on housing$47,108/yr
40% on housing$41,220/yr
45% on housing$36,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$122
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$179,900
2026-07-31Listed for sale$181,500
2026-07-18Listing removed$184,900
2026-07-13Price change$184,900
2026-06-15Listed for sale$189,900

For Sale by Agent

AgentBrandie Hopstein
BrokerageSalt Real Estate Pauls Valley

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