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129 W 16th St, Ada, OK, 74820

4beds
3baths
2,006sqft
$199,000
$99price/sqft
$1,499/moest. monthly cost
$59,960/yrincome needed

About This Home

This property has lots of character and sits on a corner lot that consists of a 3 bedroom, 2 bath home with an additional 1 bed, 1 bath apartment or studio. Each has its own separate entrance, & private fenced backyard. Both residences feature recent updates on flooring and paint, cent heat/AC, large living areas, storage area, & 2 car detached garage. Both dwellings are currently rented with long time tenants, on a month to month basis, who would love to stay. Conveniently located close to schools, churches, shopping and dining.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
6/10
Ada Junior High SchoolGrades 7-90.2 mi
7/10
Ada High SchoolGrades 10-121.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven,Range,Stove
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Laminate Counters,Cable TV,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Vinyl
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric,Multiple Heating Units
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 2,006
  • Total interior livable area: 2,006 sqft

Property

Details

  • Parcel number: 000500133008000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Privacy

Lot

  • Lot size: 7,013 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Faces Side,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance $245$2,940
Property Taxes $99$1,188
Electricity $149$1,790
Total$1,499$17,988

Income You'd Need if You Spent...

35% on housing$51,394/yr
40% on housing$44,970/yr
45% on housing$39,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$121
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$199,000
2024-05-19Listing removed--
2024-03-13Listed for rent$1,200
2022-04-26Sold$100,000
2022-03-01Pending sale$114,900
2022-02-21Listed for sale$114,900
2018-12-27Listing removed$94,700
2018-06-26Listed for sale$94,700

For Sale by Agent

AgentBurt Dailey
BrokerageHome Place Real Estate

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