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404 W 18th St, Ada, OK, 74820

2beds
1baths
996sqft
$22,000
$22price/sqft
$293/moest. monthly cost
$11,720/yrincome needed

About This Home

Selling "As IS" this quaint 2-bedroom home located just blocks from downtown and schools. With a little TLC this home could be a great rental or housing for your ECU student.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
6/10
Ada Junior High SchoolGrades 7-90.1 mi
7/10
Ada High SchoolGrades 10-121.5 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Other
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Window features: Aluminum Frames

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 996
  • Total interior livable area: 996 sqft

Property

Details

  • Parcel number: 000500143015000100

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 2,526 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $111$1,332
Home Insurance $27$324
Property Taxes $11$132
Electricity $144$1,732
Total$293$3,516

Income You'd Need if You Spent...

35% on housing$10,045/yr
40% on housing$8,790/yr
45% on housing$7,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$123
Pontotoc County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$22,000
2000-02-11Sold$5,000

For Sale by Agent

AgentShane Sweeney
BrokerageSweeney & Associates

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