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819 N Oak Ave, Ada, OK, 74820

2beds
1baths
759sqft
$99,000
$130price/sqft
$814/moest. monthly cost
$32,560/yrincome needed

About This Home

Move-in ready home in Ada that’s perfect for a first-time buyer or investment opportunity. The interior was remodeled just under two years ago, offering updated finishes and a fresh, clean feel throughout. The functional layout makes it ideal for comfortable living or an easy addition to a rental portfolio. If you’ve been waiting for something affordable, updated, and low maintenance — this is it. Zero down loan options may be available for qualified buyers. Contact listing agent for details. Schedule your showing today.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
6/10
Ada Junior High SchoolGrades 7-91.1 mi
7/10
Ada High SchoolGrades 10-122.3 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,None
  • Window features: Vinyl
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Other

Interior Area

  • Total structure area: 759
  • Total interior livable area: 759 sqft

Property

Details

  • Parcel number: 000500022001000200

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 7,013 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance $121$1,452
Property Taxes $49$588
Electricity $144$1,732
Total$814$9,768

Income You'd Need if You Spent...

35% on housing$27,908/yr
40% on housing$24,420/yr
45% on housing$21,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$122
Pontotoc County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$102,000
2026-03-04Listed for sale$105,000
2024-01-24Sold$89,900
2023-12-04Pending sale$89,900
2023-10-24Listed for sale$89,900
2023-08-14Sold$50,000
2023-08-14Pending sale$115,000
2023-08-14Price change$50,000
2023-07-18Pending sale$115,000
2021-03-24Listing removed--
2017-11-21Listing removed$600
2017-10-22Listed for rent$600
2012-04-20Sold$95,000
2010-09-16Listed for sale$39,900

For Sale by Agent

AgentTaylor Pruitt
BrokerageHST & CO

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