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721 W 4th St, Ada, OK, 74820

1beds
1baths
637sqft
$15,000
$24price/sqft
$244/moest. monthly cost
$9,760/yrincome needed

About This Home

Investors, take note! This .24-acre lot offers excellent potential with an existing older home on site. Whether you’re looking for a fixer-upper, a rental opportunity, a flip project, or a possible future build site, this property is ready for your vision.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
6/10
Ada Junior High SchoolGrades 7-91.1 mi
7/10
Ada High SchoolGrades 10-122.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Hot Water

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,None
  • Window features: Other
  • Flooring: Carpet

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 637
  • Total interior livable area: 637 sqft

Property

Details

  • Parcel number: 620010166

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 10,497 sqft
  • Features: Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75$900
Home Insurance $18$216
Property Taxes $7$84
Electricity $144$1,732
Total$244$2,928

Income You'd Need if You Spent...

35% on housing$8,365/yr
40% on housing$7,320/yr
45% on housing$6,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$123
Pontotoc County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-24Listed for sale$15,000
2026-01-09Pending sale$15,000
2026-01-07Listed for sale$15,000
2009-03-19Sold$17,500

For Sale by Agent

AgentTyler Thompson
BrokerageMary Terry & Associates Real E

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