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817 E 15th St, Ada, OK, 74820

5beds
3baths
1,880sqft
$244,500
$130price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

Imagine the possibilities this versatile property offers! Whether you're looking for a place to call home, a smart investment, or both, this unique property is ready to fit your lifestyle. The spacious main home offers comfortable living throughout, featuring a beautifully updated kitchen that's perfect for preparing family meals, entertaining friends, or gathering around for morning coffee. With two inviting living areas, there's room for everyone to relax, work from home, or create the perfect game room or media space. Two full bathrooms and a thoughtful layout provide comfort and convenience for everyday living. Just steps away, the charming guest house opens the door to endless opportunities. Complete with a loft bedroom, full kitchen, living area, and full bath, it's ideal for extended family, visiting guests, a private home office, or a rental that can help offset your mortgage. Investors will appreciate the flexibility of renting both homes for excellent income potential. Conveniently located near schools,

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Hayes Elementary SchoolGrades 1-20.1 mi
6/10
Ada Junior High SchoolGrades 7-90.8 mi
7/10
Ada High SchoolGrades 10-120.8 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Stove
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters,Other,Quartz Counters,Stone Counters,Ceiling Fan(s),Electric Range Connection
  • Window features: Aluminum Frames,Storm Window(s)
  • Flooring: Plywood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Property

Details

  • Parcel number: 006000005005000000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Landscaping
  • Fencing: Partial

Lot

  • Lot size: 7,013 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,236$14,832
Home Insurance $301$3,612
Property Taxes $122$1,464
Electricity $144$1,732
Total$1,803$21,636

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$121
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$244,500
2026-06-02Listed for rent$1,500
2020-10-02Sold$46,000
2020-08-14Pending sale$67,500
2020-07-29Price change$67,500
2020-06-24Listed for sale$74,900
2020-05-21Pending sale$74,900
2020-05-19Listed for sale$74,900

For Sale by Agent

AgentDaniel Sweeney
BrokerageSweeney & Associates

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