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631 Hart St, Alva, OK, 73717

4beds
2baths
0sqft
$85,000
--price/sqft
$768/moest. monthly cost
$30,720/yrincome needed

About This Home

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
3/10
Alva Middle SchoolGrades 6-81.0 mi
8/10
Alva High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 1962

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Finished area above ground: 1,460

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,460

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 760007903
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Open Porch
  • Has view: Yes
  • View description: Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Ice Storm
Heat Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Woods County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance $151$1,812
Property Taxes $44$528
Electricity $144$1,732
Total$768$9,216

Income You'd Need if You Spent...

35% on housing$26,331/yr
40% on housing$23,040/yr
45% on housing$20,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 73717$45
Woods County$60

vs Homes Sold Last Month

Median $/sqft

ZIP 73717
Woods County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-31Price change$95,000
2025-09-17Listed for sale$100,000
2025-09-01Listing removed$100,000
2024-12-24Listed for sale$100,000
2020-06-25Sold$89,500
2020-05-19Pending sale$87,500
2020-05-11Listed for sale$87,500

For Sale by Agent

AgentBrenda Hood
BrokerageSchuessler Real Estate

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