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10685 N Summer Moon Pl, Oro Valley, AZ, 85737

4beds
3baths
4,405sqft
$1,049,900
$238price/sqft
$6,664/moest. monthly cost
$266,560/yrincome needed

About This Home

Experience the height of Oro Valley luxury in this magnificent contemporary estate (4BD/3BA/4,405sqft), perfectly situated on an oversized, private lot in Canada Hills! This ''better-than-new'' residence offers a sophisticated blend of modern design and the raw beauty of the Sonoran Desert, featuring sweeping views of the Pusch Ridge and Tortolita Mountains. The moment you enter through the grand foyer, you're greeted by an open-concept Great Room with soaring 12-foot ceilings and a massive wall of glass that perfectly frames the desert landscape. The chef's dream kitchen is the centerpiece of the home, featuring a sprawling granite island, professional-grade stainless appliances --perfect for the home gourmet and holiday gatherings alike. Retreat to the luxurious primary wing, a true sanctuary featuring a spa-inspired bath with a free-standing soaking tub, an enormous walk-in rain shower, and dual vanities. The split-bedroom floor plan ensures privacy for guests, while the primary suite office offers a quiet relaxation place with front-row mountain views. Step outside to your own private resort! The backyard is an entertainer's paradise, featuring an extended covered patio, a sparkling heated pool and spa, and a custom fire pit area for evening stargazing. With no neighbors behind you, the yard borders a lush natural wash, providing a serene backdrop of native saguaros and visiting wildlife. Complete with a 3-car tandem garage and minutes from the shops at Oro Valley Marketplace, this home offers the ultimate Arizona lifestyle!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
Amphi Academy at El HogarGrades K-128.0 mi
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Built-Up - Reflect
  • Construction materials: Frame - Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Dishwasher,Disposal,Refrigerator,Convection Oven,Gas Cooktop,Microwave,Wine Cooler,Water Softener
  • Laundry features: Sink,Laundry Room,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Wet Bar,Beamed Ceilings,Entrance Foyer,Walk-In Closet(s),High Ceilings
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Gas,Wood Burning,Master Bedroom,Patio,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,405
  • Total interior livable area: 4,405 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 224267000
  • Zoning: Oro Valley - PAD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Heated
  • Patio & porch: Covered,Paver,Ramada,Patio
  • Exterior features: Native Plants,Built-in Barbecue
  • Spa features: Conventional
  • Fencing: Wrought Iron,Masonry
  • Has view: Yes
  • View description: Mountain(s),City,Sunset,Golf Course,Panoramic

Lot

  • Lot size: 0.66 Acres
  • Features: Sprinklers In Front,Subdivided,Hillside Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached Garage Cabinets,Oversized,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Pima County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,308$63,696
Home Insurance $278$3,336
Property Taxes $612$7,344
Electricity $466$5,597
Total$6,664$79,968

Income You'd Need if You Spent...

35% on housing$228,480/yr
40% on housing$199,920/yr
45% on housing$177,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 85737$232
Pima County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 85737$243
Pima County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,099,000
2026-04-17Listing removed$1,125,000
2026-03-26Price change$1,125,000
2026-03-06Price change$1,199,900
2026-02-25Price change$1,249,400
2026-02-03Price change$1,249,500
2025-12-29Price change$1,299,500
2025-12-12Price change$1,345,000
2025-11-15Price change$1,375,000
2025-10-27Listed for sale$1,450,000
2025-10-06Listing removed$1,450,000
2025-10-01Listed for sale$1,450,000
2022-02-22Sold$975,500
2022-02-08Pending sale$985,500
2022-01-24Contingent$985,500
2022-01-21Listed for sale$985,500
2020-05-22Sold$780,000
2020-04-22Pending sale$799,900
2020-02-27Price change$799,900
2020-01-16Price change$819,900
2020-01-09Price change$824,900
2019-09-18Price change$829,900
2019-09-04Price change$834,000
2019-08-21Price change$839,000
2019-08-09Price change$844,000
2019-06-13Listed for sale$849,000
1998-03-27Sold$89,550

For Sale by Agent

AgentLisa M Bayless
BrokerageLong Realty

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