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395 NE Bonanza St, Sumpter, OR, 97877

2beds
2baths
1,264sqft
$375,000
$297price/sqft
$2,616/moest. monthly cost
$104,640/yrincome needed

About This Home

Distinctive Bill Harvey Custom Home with Panoramic Views and Exceptional Amenities. Discover this thoughtfully designed, custom-built gem. The main level has a spacious, heated three-car garage—featuring a full bathroom, pantry, and even a fully carpeted third bay prepped for its own heat source, perfect for hobbies or flexible use. Ascend via the convenient Acorn stairlift (130 straight-max weight 300 lbs) to the stunning open-concept second floor. Here you'll find two well-appointed bedrooms and expansive views in every direction. The master suite offers an oversized walk-in closet and a built-in desk for effortless organization and work-from-home comfort. The second bedroom exudes cozy charm with a propane fireplace, private deck access, and direct entry to the yard—ideal for enjoying morning coffee or sunset views. Additional highlights include alley access for easy RV pull-in and a covered carport to protect your vehicle from winter weather.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
6/10
Baker Middle SchoolGrades 7-818.0 mi
6/10
Baker High SchoolGrades 9-1217.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Washer/Dryer,Propane Water Heater,Tankless Water Heater

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Upper

Features

  • Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Propane,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Garage On Main,Stair Lift,Utility Room On Main,Walkin Shower,Accessibility

Details

  • Parcel number: 5148
  • Zoning: RL

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Porch
  • Exterior features: RV Hookup
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Gentle Sloping,Sprinkler,SqFt 10000 to 14999
  • Lot size dimensions: 100 x 110 m/l

Parking

  • Total spaces: 3
  • Parking features: Driveway,Off Street,RV Access/Parking,RV Boat Storage,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Winter Weather
Avalanche
Hail
Landslide
Lightning

FEMA Declared Disasters in Baker County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$136$1,632
Property Taxes $408$4,896
Electricity $176$2,119
Total$2,616$31,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,691/yr
40% on housing$78,480/yr
45% on housing$69,760/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 97877$218
Baker County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 97877
Baker County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$375,000
2025-10-02Listing removed$385,000
2025-07-28Listed for sale$385,000
2017-09-29Listing removed$219,900
2017-05-17Listed for sale$219,900
2016-11-10Listing removed$235,000
2016-05-29Listed for sale$235,000
2013-07-10Sold$145,000
2005-05-04Sold$27,000

For Sale by Agent

AgentKarla Smith
BrokerageThe Grove Team, Ltd.

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