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2530 5th St, Baker City, OR, 97814

2beds
1baths
1,500sqft
$214,000
$143price/sqft
$1,652/moest. monthly cost
$66,080/yrincome needed

About This Home

TWO HOMES ON ONE LOT - Discover an exceptional opportunity in the heart of Baker City with this unique property that’s perfect for investors, multigenerational families, or anyone seeking rental income potential. The charming main house offers two spacious bedrooms and one full bathroom, complemented by high ceilings that fill the living spaces with natural light and an airy, open atmosphere. A recently installed water heater ensures reliable comfort, while the basement provides abundant storage or future finishing possibilities for additional living space. This sturdy home is full of character and ready for its next chapter. Step outside and you'll find a completely detached one-bedroom, one-bath dwelling — a self-contained residence ideal for generating steady rental income, hosting guests, or providing a private retreat for family members. The separate entrance and independent layout make it a turnkey opportunity from day one. The property also boasts **two large storage sheds**, offering plenty of room for tools, equipment, hobbies, or seasonal gear. Convenient **off-street parking** rounds out the practical amenities, keeping vehicles safe and the property looking neat. Nestled in Baker City's welcoming community, surrounded by the stunning Elkhorn Mountains and endless outdoor recreation, this location delivers small-town charm with everyday convenience. Whether you're looking to live in one home and rent the other, or simply want the extra space and flexibility, this property delivers incredible value. Schedule your showing today — opportunities like this don't last long!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10
Brooklyn Primary SchoolGrades 1-30.8 mi
6/10
Baker Middle SchoolGrades 7-80.3 mi
6/10
Baker High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom,Kitchen
  • Window features: Double Pane Windows,Vinyl Frames,Wood Frames

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1817
  • Zoning: RHD

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Level,SqFt 5000 to 6999

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Earthquake
Hail
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Baker County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance *$75$900
Property Taxes $319$3,828
Electricity $176$2,119
Total$1,652$19,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,640/yr
40% on housing$49,560/yr
45% on housing$44,053/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 97814$152
Baker County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 97814
Baker County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$229,000
2026-05-01Price change$239,000
2026-03-25Listed for sale$249,000
2023-11-27Sold$270,000
2016-06-02Sold$55,000
2016-04-24Pending sale$55,000
2016-04-07Listed for sale$55,000
2015-11-05Listing removed$69,500
2015-08-04Listed for sale$69,500
2015-01-06Sold$37,400
2014-12-13Listed for sale$52,500

For Sale by Agent

AgentJeff Anderson
BrokerageKeller Williams Four Rivers LLC

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