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4131 Hemlock St, Cannon Beach, OR, 97110

2beds
2baths
2,230sqft
$995,000
$446price/sqft
$6,435/moest. monthly cost
$257,400/yrincome needed

About This Home

Experience coastal living at its finest in this beautifully maintained reverse floor plan home, thoughtfully designed to maximize natural light and capture horizon ocean views. Just one block from beach access, this Cannon Beach retreat offers the perfect blend of comfort, style, and convenience.The dramatic window-lined main entry staircase fills the home with abundant natural light, creating a warm and welcoming first impression. Inside, oak hardwood floors, graceful arched doorways, and timeless architectural details complement the home's inviting coastal character. The remodeled primary bathroom provides a fresh, spa-inspired retreat, while an elevator offers effortless access between levels. Outdoor living is equally impressive, featuring beautifully manicured grounds, a spacious deck ideal for entertaining or relaxing, and a private hot tub to enjoy after a day at the beach. An oversized attached outdoor storage area provides exceptional space for gardening tools, outdoor furniture, beach gear, and more. Whether you're seeking a full-time residence, vacation getaway, or investment opportunity, this meticulously cared-for home offers an exceptional Cannon Beach lifestyle with easy beach access and beautiful ocean vistas. *** OPEN HOUSE ON SATURDAY JULY 18TH FROM 12:00 PM TO 2:00 PM - HOSTED BY LIZ MORTON ***

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Seaside Middle SchoolGrades 6-89.0 mi
2/10
Seaside High SchoolGrades 9-129.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Block,Other
  • Roof: Composition
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Appliances,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Free-Standing Range,Gas Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Lower
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Hardwood Floors
  • Level: Upper
  • Area: 120

Features

  • Elevator,High Speed Internet,Vaulted Ceiling(s),Bookcases,Built-in Features,Closet,Eat Bar,Bathroom,Bathtub With Shower,Tile
  • Window features: Double Pane Windows,Vinyl Frames,Skylight(s)
  • Flooring: Hardwood,Tile,Wall to Wall Carpet,Wood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Fireplace(s)

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Kitchen

  • Features: Disposal, Eat Bar, Gas Appliances, Hardwood Floors,Free Standing Range, Free Standing Refrigerator
  • Level: Upper
  • Area: 96

Living Room

  • Features: Builtin Features, Fireplace,Wood Floors
  • Level: Upper
  • Area: 378

Master Bedroom

  • Features: Bathroom, Deck, Exterior Entry, Skylight,Bathtub With Shower, Closet, Tile Floor, Vaulted Ceiling, Wood Floors
  • Level: Upper
  • Area: 169

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Accessible Entrance,Garage On Main,Ground Level,Main Floor Bedroom Bath,Parking,Utility Room On Main,Accessibility

Details

  • Parcel number: 2132
  • Zoning: R3

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Yard,Exterior Entry
  • Has spa: Yes
  • Spa features: Free Standing Hot Tub
  • Has view: Yes
  • View description: Ocean,Trees/Woods
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.46 Acres
  • Features: Level,Ocean Beach One Quarter Mile Or Less,On Busline,Trees,SqFt 15000 to 19999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami
Coastal Flooding
Landslide
Strong Wind

FEMA Declared Disasters in Clatsop County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$171$2,052
Property Taxes $1,031$12,372
Electricity $202$2,428
Total$6,435$77,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,628/yr
40% on housing$193,050/yr
45% on housing$171,600/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 97110$627
Clatsop County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 97110$496
Clatsop County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$995,000

For Sale by Agent

AgentJeff Etchison
BrokerageWindermere Realty Trust

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