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2144 Middle Fork Cir, Seaside, OR, 97138

5beds
3baths
3,415sqft
$1,098,800
$322price/sqft
$7,458/moest. monthly cost
$298,320/yrincome needed

About This Home

Perched above the Tsunami Zone, this exceptional custom home captures sweeping panoramic views of the Pacific Ocean, Necanicum Estuary, Tillamook Head, and Seaside's sparkling city lights. Designed for luxury and everyday comfort, the main level features soaring 12-14' ceilings, hemlock hardwood floors, UV-tinted windows, a gourmet kitchen with granite countertops, custom soft-close cabinetry, stainless steel appliances, and a spacious primary suite with fireplace, jetted tub, travertine finishes, and walk-in closet. The walk-out daylight basement offers 3 additional bedrooms, a media room, family room, full bath, and a hobby/storage space with exterior access offering ADU or multigenerational potential (buyer to verify). Enjoy sunset-view decks, mature landscaping, and premium amenities including Cummins whole-home generator, solar hot water, zoned HVAC, central vacuum, security wiring, fire sprinklers, heated garage, RV Parking with 50/30/110 hookups. Up to 10 parking spaces!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
6/10
Seaside Middle SchoolGrades 6-81.4 mi
2/10
Seaside High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab,Stemwall
  • Roof: Composition
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Solar Hot Water,Washer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Central Vacuum,Double Vanity,Enclosed Toilet(s),Granite Counters,Primary Downstairs,Soaking Tub,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Tinted Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,615
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Heat Pump,Natural Gas,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 3,415 sqft

Property

Details

  • Parcel number: 55976
  • Zoning description: R1 / PD
  • Special condition: Standard
  • Exclusions: Ring security cameras,washer,and dryer (all negotiable).

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: RV Hookup
  • Fencing: Fenced
  • Has view: Yes
  • View description: Beach,City,Forest,Mountain(s),Neighborhood,Ocean,Panoramic,Territorial
  • Has water view: Yes
  • Water view: Beach,Ocean

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped,Rock Outcropping,Sloped

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Concrete,Driveway,Garage Door Opener,Gravel,Heated Garage,On Street,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami
Coastal Flooding
Landslide
Strong Wind

FEMA Declared Disasters in Clatsop County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,556$66,672
Home Insurance *$272$3,264
Property Taxes $1,321$15,852
Electricity $309$3,719
Total$7,458$89,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,702/yr
40% on housing$223,740/yr
45% on housing$198,880/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 97138$279
Clatsop County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 97138$360
Clatsop County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,098,800
2008-05-14Sold$585,000
2007-03-29Sold$190,000

For Sale by Agent

AgentJason Finley Luecker
BrokerageKeller Williams Realty Central Oregon

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