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2537 Pine Ridge Dr, Gearhart, OR, 97138

3beds
3baths
3,586sqft
$1,195,000
$333price/sqft
$7,752/moest. monthly cost
$310,080/yrincome needed

About This Home

Well built and meticulously maintained, this exquisite Shamrock Pines home offers an outstanding floor plan designed for comfortable main-floor living and effortless entertaining. The primary suite on the main level features a cozy gas fireplace, a lovely sitting area overlooking the garden, and direct access to a quiet patio-an ideal retreat for relaxation. Light, airy rooms throughout the main floor create an inviting flow and abundant natural light. A sunny west facing Den is also favorite The second level is perfect for extended family or guests, with a spacious family room featuring built-in bookshelves-also makes a great library or office, and a spacious bonus room with a skylights and a gas-stove fireplace. A 1620 sq ft garage with 4 stalls provide ample room for craft or project stations and offers access to the 2nd floor bonus room. See home features document for much more.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
6/10
Seaside Middle SchoolGrades 6-83.8 mi
2/10
Seaside High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Built-In Refrigerator,Free-Standing Range,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedroom3

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Wood Floors
  • Level: Main

Family Room

  • Features: Bookcases,Wallto Wall Carpet
  • Level: Upper

Features

  • High Ceilings,Bookcases,Pantry,Butlers Pantry,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Wall to Wall Carpet,Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Fireplace(s)

Interior Area

  • Total structure area: 3,586
  • Total interior livable area: 3,586 sqft

Kitchen

  • Features: Builtin Refrigerator, Dishwasher, Pantry,Butlers Pantry, Free Standing Range, Wood Floors
  • Level: Main

Master Bedroom

  • Features: Jetted Tub, Walkin Closet, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Ground Level,Accessibility

Details

  • Parcel number: 18379
  • Zoning: R1

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Garden,Yard
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.55 Acres
  • Features: Level,Sprinkler,SqFt 20000 to Acres1

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Clatsop County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$296$3,552
Property Taxes $1,089$13,068
Electricity $325$3,905
Total$7,752$93,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,782/yr
40% on housing$232,560/yr
45% on housing$206,720/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 97138$279
Clatsop County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 97138$360
Clatsop County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$1,195,000
2026-05-26Price change$1,290,000
2026-04-02Listed for sale$1,395,000
2016-04-15Sold$578,000
2016-02-22Pending sale$595,000
2015-12-18Listed for sale$595,000
2015-09-21Pending sale$595,000
2015-07-15Price change$595,000
2015-06-07Price change$604,500
2015-02-07Listed for sale$614,500
2006-03-31Sold$599,900

For Sale by Agent

AgentMelissa Eddy
BrokerageWindermere Realty Trust

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