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4405 Commercial St, Astoria, OR, 97103

5beds
2baths
2,112sqft
$617,000
$292price/sqft
$4,502/moest. monthly cost
$180,080/yrincome needed

About This Home

Step into timeless charm with this beautifully restored 1928 Craftsman, nestled in Astoria's desirable East End with captivating Columbia River views and front-row seats to passing ship traffic. Lovingly restored inside and out, this move-in ready home blends classic architectural character with modern updates, featuring updated appliances, stunning original Craftsman built-ins, fresh paint, and thoughtful renovations throughout. Offering 5 bedrooms and 2 full baths, this inviting home also includes a private setting, a spacious basement workshop, and all the warmth and craftsmanship that make historic homes so special. Enjoy an unbeatable location just minutes from downtown Astoria's boutique shopping, acclaimed restaurants, and vibrant arts and music scene. Immerse yourself in the city's rich maritime heritage at the recently renovated Columbia River Maritime Museum, or enjoy beloved local traditions including the Astoria Regatta, Scandinavian Midsummer Festival, and the annual Astoria Warrenton Crab, Seafood & Wine Festival.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Astor Elementary SchoolGrades K-20.6 mi
4/10
Astoria Middle SchoolGrades 6-82.1 mi
5/10

Construction

Condition

  • Property condition: Restored
  • Year built: 1928

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Washer/Dryer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Quartz,Pantry
  • Window features: Wood Frames
  • Flooring: Luxury Vinyl Plank,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 2,112 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 24383
  • Zoning: R2

Features

  • Stories: 3
  • Exterior features: Yard
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 4,791 sqft
  • Features: Wooded,SqFt 5000 to 6999

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Coastal Flooding
Earthquake

FEMA Declared Disasters in Clatsop County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,119$37,428
Home Insurance *$161$1,932
Property Taxes $1,031$12,372
Electricity $191$2,300
Total$4,502$54,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,354/yr
40% on housing$135,060/yr
45% on housing$120,053/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 97103$256
Clatsop County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 97103$259
Clatsop County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$617,000

For Sale by Agent

AgentPamela Ackley
BrokerageWindermere Realty Trust

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