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1278 Franklin Ave, Astoria, OR, 97103

4beds
3baths
2,269sqft
$620,000
$273price/sqft
$4,537/moest. monthly cost
$181,480/yrincome needed

About This Home

One of Astoria, Oregon's historic inventory homes. Two dwellings on one tax lot. Building to the east, the bottom floor consists of a one-bedroom, one-bath unit, and the top floor is two bedrooms, one bath. The Tax lot supports an additional single-family home with one bedroom and one bath. Supported by a large living room and ample space in the front yard for gardening. Floor plans are provided.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
Astor Elementary SchoolGrades K-21.3 mi
4/10
Astoria Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Year built: 1888

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Lap Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: None
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Interior Area

  • Total structure area: 2,269
  • Total interior livable area: 2,269 sqft

Property

Details

  • Parcel number: 22762
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in Clatsop County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$161$1,932
Property Taxes $1,036$12,432
Electricity $205$2,471
Total$4,537$54,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,554/yr
40% on housing$136,110/yr
45% on housing$120,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 97103$257
Clatsop County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 97103$259
Clatsop County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$620,000

For Sale by Agent

AgentLawrence Bensel
BrokeragePopkin Real Estate, LLC

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