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99270 Winchuck River Rd, Brookings, OR, 97415

2beds
2baths
976sqft
$495,986
$508price/sqft
$3,032/moest. monthly cost
$121,280/yrincome needed

About This Home

Enchanted Winchuck Riverfront Retreat – Storybook Cottage with Steps to the Water. Riverfront serenity awaits at this charming 2-bedroom, 2-bath 1955 mid-century cottage tucked along the picturesque Winchuck River. Nestled in a peaceful, forested setting, it offers soothing river views and the tranquil sounds of nature right from your front porch. Outside is where this enchanting property truly shines. Watch the sunlight shimmer and dance across the river, casting golden reflections through the trees. As evening settles in, the surrounding forest glows in the soft hues of sunset, creating a breathtaking backdrop of natural beauty. Here, the views aren’t just scenic — they’re deeply peaceful, offering a rare sense of calm and connection to nature that feels almost otherworldly. Inside, you’ll find an inviting covered porch and warm interior designed for comfort and relaxation, ideal as a full-time residence, vacation retreat, or potential income property. Windows frame the river and surrounding greenery, creating a seamless connection between indoors and out. The attached 2-car garage provides convenience and ample storage for outdoor gear and hobbies. If you’ve been searching for a quiet, riverfront cottage with captivating views and a truly peaceful setting, this is a rare opportunity to own your own slice of riverfront paradise. No Drivebys please! This one won't last!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
5/10
Azalea Middle SchoolGrades 6-85.1 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Asbestos,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Features

  • Kitchen Island,Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile,Wall to Wall Carpet

Interior Area

  • Total structure area: 976
  • Total interior livable area: 976 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,Ground Level,One Level,Parking,Accessibility

Details

  • Parcel number: R18438
  • Zoning: RR10

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Porch
  • Exterior features: Yard
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.37 Acres
  • Features: Level,Trees,SqFt 15000 to 19999
  • Lot size dimensions: 16,117 Sq. Ft.

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide
Tsunami

FEMA Declared Disasters in Curry County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,507$30,084
Home Insurance *$109$1,308
Property Taxes $240$2,880
Electricity $176$2,119
Total$3,032$36,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,954/yr
40% on housing$90,960/yr
45% on housing$80,853/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -8.3%
-8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 97415$248
Curry County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 97415$339
Curry County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$495,986
2019-04-18Listing removed$1,200
2019-02-27Listed for rent$1,200
2013-02-02Listing removed$214,995
2013-01-17Listed for sale$214,995
2012-12-02Listing removed$214,995
2012-11-18Listed for sale$214,995
2012-10-18Pending sale$214,995
2012-08-17Listed for sale$214,995

For Sale by Agent

AgentRon Reel PhD
BrokeragePremier Ocean Properties

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