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97994 W Benham Ln, Brookings, OR, 97415

4beds
2baths
2,352sqft
$489,000
$208price/sqft
$3,029/moest. monthly cost
$121,160/yrincome needed

About This Home

Escape to the shores of Brookings, Oregon, where this original cottage-style beach home awaits. Just minutes from Sporthaven Beach near the Harbor, this 4-bedroom, 2-bathroom retreat is a testament to timeless charm and coastal living. Step inside to discover a cozy sanctuary filled with character and warmth. The living space exudes a relaxed atmosphere, perfect for unwinding with loved ones or simply soaking in the coastal vibes.The kitchen, adorned with vintage details, invites you to create culinary delights while enjoying glimpses of the surrounding natural beauty. Each bedroom offers a peaceful haven for rest and relaxation, ensuring everyone feels right at home. Outside, a well-maintained yard provides a serene backdrop for outdoor gatherings with friends and family or quiet moments of reflection. Whether enjoying a morning coffee on either the back porches or gathering around a fire under the starry sky, this home offers endless opportunities to connect with nature and create lasting memories. This home has the potential to be a great income-producing property as a short-term rental. Offered in 'as is' condition, this property presents a rare chance to embrace the laid-back lifestyle of Harbor with ease. Schedule a visit today and experience coastal living for yourself.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
5/10
Azalea Middle SchoolGrades 6-81.6 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Flooring: Laminate,Wall to Wall Carpet

Heating

  • Heating features: Forced Air,Mini Split

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,Main Floor Bedroom Bath,Minimal Steps,Pathway,Utility Room On Main,Accessibility

Details

  • Parcel number: R13751
  • Zoning: R2

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Gas Hookup,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 9,583 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiRelatively High

How This Home’s Risks Compare

Earthquake
Tsunami

FEMA Declared Disasters in Curry County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$107$1,284
Property Taxes $237$2,844
Electricity $213$2,561
Total$3,029$36,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,851/yr
40% on housing$90,870/yr
45% on housing$80,773/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -8.3%
-8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 97415$249
Curry County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 97415$339
Curry County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$510,000
2026-04-16Pending sale$510,000
2026-04-08Price change$510,000
2026-03-02Price change$520,000
2026-02-04Listed for sale$525,000
2026-02-03Listing removed$2,500
2025-12-06Price change$2,500
2025-11-17Listed for rent$2,750
2005-11-09Sold$350,000

For Sale by Agent

AgentCalvin Watwood
BrokerageCentury 21 Agate Realty

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