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17197 S Passley Rd, Brookings, OR, 97415

4beds
3baths
2,242sqft
$759,000
$339price/sqft
$4,798/moest. monthly cost
$191,920/yrincome needed

About This Home

Enjoy coastal living in this spacious and versatile home with ocean views and deeded beach access to Harris Beach, located in a well-maintained neighborhood with sidewalks, curb and gutters, protective CCRs, and no HOA dues. Designed for flexibility and comfort, this is far from a typical cookie-cutter subdivision home. Built in 2004, this 4-bedroom, 2.5-bath home offers an open main living area with a welcoming great room feel, creating an airy space ideal for everyday living and conversation. Beautiful Oak hardwood floors and tile flow throughout much of the home, adding warmth and durability. Multiple living spaces including a living room and family room provide options for relaxing, entertaining, or spreading out. The layout works well for a variety of lifestyles with 1 bedroom and 1 bath located downstairs, while the remaining bedrooms and additional bath are upstairs for separation and privacy. The kitchen features Maple cabinetry, a glass electric cooktop, and practical workspace for gatherings and daily use. Two thermostats — one upstairs and one downstairs — help maintain comfort throughout. Upstairs expands the possibilities with a sink and counter area, a loft space in one bedroom, and a large 42’ wide attic-style bonus area ideal for guests, play, or storage not included in sq ft. An enclosed upper deck currently used as a game room adds even more usable space. Downstairs includes a bonus room (7.5’ x 12’ not included in sqft) perfect for an office, hobby room, or potential future bath. Outdoor living is easy to enjoy with covered front and rear spaces plus an upstairs deck, all ideal for taking in fresh coastal air. The 90% fully fenced yard includes blueberry and raspberry bushes, while the garage features a sink, 2 self-cleaning ovens, or the 220 wiring could be used for electric vehicle. Brookings is known for its mild “Banana Belt” climate, year-round enjoyment of nearby hiking trails, rivers, fishing, beaches and scenic trails. Owner may carry.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
5/10
Azalea Middle SchoolGrades 6-82.1 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Free-Standing Refrigerator,Electric Water Heater

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Central Vacuum,Closet
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,242
  • Total interior livable area: 2,242 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R34883
  • Zoning: R16

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Ocean,Territorial
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 7,405 sqft
  • Features: Level,Ocean Beach One Quarter Mile Or Less,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in Curry County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$167$2,004
Property Taxes $591$7,092
Electricity $203$2,441
Total$4,798$57,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,502/yr
40% on housing$143,940/yr
45% on housing$127,946/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -8.3%
-8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 97415$245
Curry County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 97415$339
Curry County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$759,000
2003-09-03Sold$72,900

For Sale by Agent

AgentRebecca Watwood
BrokerageCentury 21 Agate Realty

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