




265 N 4th Ave, Elgin, OR, 97827
About This Home
New lower price! This home in Elgin is in a great location and is move in ready! Come see this 3-bedroom 1-bath home with 1196 Sf. Walk into the roomy living area with a cozy gas stove and gaze out the oversize front room picture window as the seasons change! On an oversized corner lot with .36 acres, the home comes with a detached oversized 2 car garage or shop with an auto roll up door and plenty of storage space! Lots of room for that large garden spot for the avid gardener! Lot may be dividable for many possibilities, or room for a new large shop (buyer due diligence with plans)! Bring your ideas for updating and renewing this wonderful home or move right on in. Located in a quiet part of Elgin 1 block from the Grande Ronde River. Don't miss this opportunity!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1915
Materials
- Foundation: Block,Concrete Perimeter
- Roof: Metal
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Free-Standing Range,Gas Water Heater
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Pantry
- Door features: Storm Door(s)
- Window features: Double Pane Windows,Vinyl Frames
- Flooring: Vinyl,Wall to Wall Carpet
- Fireplace features: Gas
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,196
- Total interior livable area: 1,196 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Approachwith Ramp,Accessible Full Bath,Natural Lighting,One Level,Utility Room On Main,Accessibility,Handicap Access
Details
- Parcel number: 12677
- Zoning: EL-R
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Yard
- Has view: Yes
- View description: Mountain(s),Seasonal,Trees/Woods
Lot
- Lot size: 0.36 Acres
- Features: Level,Seasonal,SqFt 15000 to 19999
- Lot size dimensions: 125 x 125
Parking
- Total spaces: 2
- Parking features: Driveway,RV Access/Parking,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Ice Storm
- Wildfire
- Avalanche
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $359 | $4,308 |
| Electricity | $176 | $2,119 |
| Total | $1,909 | $22,908 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-23 | Listed for sale | $239,000 |
| 2025-08-25 | Pending sale | $239,000 |
| 2025-03-12 | Price change | $239,000 |
| 2024-09-10 | Listed for sale | $249,000 |
| 2005-12-01 | Sold | $68,100 |
