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1390 Alder St, Elgin, OR, 97827

2beds
1baths
1,089sqft
$325,000
$298price/sqft
$2,533/moest. monthly cost
$101,320/yrincome needed

About This Home

Come see this beautiful 2-bedroom 1 bath home that has been remodeled throughout and is move in ready! Situated on a large corner lot with a 32'x 24'cement pad ready for a garage or carport. All appliances stay including a new washer and dryer as well as a hot tub on a nice newly stained deck perfect for outdoor BBQ's and entertaining. Schedule a tour today!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
Elgin High SchoolGrades 7-120.1 mi

Construction

Condition

  • Property condition: Restored,Updated/Remodeled
  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Appliance Garage,Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Plumbed For Ice Maker,Washer/Dryer,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan,Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Eating Area, Kitchen Dining Room Combo
  • Level: Main

Features

  • Ceiling Fan(s),Updated Remodeled,Bathtub With Shower,Shared Bath,Sink,Closet,Eat-in Kitchen,Kitchen Dining Room Combo,Gourmet Kitchen
  • Window features: Vinyl Frames
  • Flooring: Vinyl,Wall to Wall Carpet
  • Fireplace features: Pellet Stove

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,089
  • Total interior livable area: 1,089 sqft

Kitchen

  • Features: Appliance Garage, Dishwasher, Disposal, Eating Area, Gourmet Kitchen, Kitchen Dining Room Combo, Microwave, Updated Remodeled,Free Standing Range, Free Standing Refrigerator, Plumbed For Ice Maker
  • Level: Main

Living Room

  • Features: Ceiling Fan, Exterior Entry, Pellet Stove,Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Closet, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Ground Level,One Level,Parking,Utility Room On Main,Accessibility

Details

  • Parcel number: 12951

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Yard,Exterior Entry
  • Has spa: Yes
  • Spa features: Free Standing Hot Tub

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,SqFt 10000 to 14999

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Wildfire
Avalanche
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$226$2,712
Property Taxes $488$5,856
Electricity $176$2,119
Total$2,533$30,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,845/yr
40% on housing$75,990/yr
45% on housing$67,546/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 97827$286
Union County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 97827$165
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$325,000

For Sale by Agent

AgentFran Zerbel
BrokerageValley Realty

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