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69634 Hallgarth Rd, Elgin, OR, 97827

1beds
1baths
1,060sqft
$665,000
$627price/sqft
$4,709/moest. monthly cost
$188,360/yrincome needed

About This Home

Tucked away on over 27 acres of beautifully timbered land, this property offers the feel of a private, year-round retreat. Surrounded on two sides by Hancock and Boise land, you’ll enjoy exceptional seclusion without sacrificing convenient access. The cozy cabin invites you to unwind by the fire after a day outdoors, while the porch provides the perfect perch for peaceful birdwatching and taking in the natural surroundings. Multiple outbuildings offer ample space for projects, hobbies, or storage, and the property is well-suited for animals. With mature timber and a serene setting, this is an ideal escape for those seeking privacy, space, and a connection to nature.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Imbler Charter SchoolGrades K-126.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Vaulted Ceiling(s),Granite
  • Window features: Aluminum Frames
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 14996
  • Zoning: UC-A4

Features

  • Stories: 2
  • Patio & porch: Covered Deck,Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 27.22 Acres
  • Features: Gentle Sloping,Merchantable Timber,Private,Acres 20 to 50

Parking

  • Total spaces: 1
  • Parking features: Carport,Covered,RV Access/Parking,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Wildfire
Avalanche
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$463$5,556
Property Taxes $708$8,496
Electricity $176$2,119
Total$4,709$56,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,451/yr
40% on housing$141,270/yr
45% on housing$125,573/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 97827$268
Union County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 97827$165
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$665,000
2008-08-08Sold$33,000

For Sale by Agent

AgentHaley Hines
BrokerageBlue Summit Realty Group

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