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72817 Palmer Junction Rd, Elgin, OR, 97827

3beds
3baths
1,807sqft
$695,000
$385price/sqft
$4,816/moest. monthly cost
$192,640/yrincome needed

About This Home

When every season brings a different view, home becomes your favorite destination.Tucked away just north of Elgin, this private 7.46-acre retreat offers sweeping views of the Grande Ronde Valley and the Elkhorn Mountains, where every window seems to frame a different postcard-worthy scene. Built in 2007, the custom 3-bedroom, 2.5-bath home offers more than 1,800 square feet of thoughtfully designed living space, but what truly sets it apart is its second-to-none quality of care. From the immaculate condition to the meticulous maintenance throughout, it's evident this home has been cherished from day one.Life here moves at a different pace. Spend your mornings watching deer and wild turkey wander through the pines, while ducks and other waterfowl make themselves at home on the peaceful pond. Inside, the living room captures panoramic mountain and valley views that change beautifully with every season, while the woodstove creates the kind of warmth that turns winter evenings into something to look forward to.Outside, the amenities continue with a fully insulated and finished 24' x 36' shop, abundant parking for RVs, trailers, and recreational toys, cross-fenced acreage, a garden shed, expansive decking, and plenty of room to explore, relax, or simply enjoy the quiet.If you've been searching for privacy, quality craftsmanship, and a property that feels like your own piece of Eastern Oregon, this is one you'll want to experience in person. Call today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Elgin High SchoolGrades 7-124.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Cooktop,Free-Standing Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Cook Island
  • Window features: Vinyl Frames
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Air Conditioning Ready

Interior Area

  • Total structure area: 1,807
  • Total interior livable area: 1,807 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,One Level,Accessibility

Details

  • Parcel number: 13510
  • Zoning: UC-A4

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Deck
  • Exterior features: Yard
  • Fencing: Cross Fenced
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Waterfront features: Pond

Lot

  • Lot size: 7.46 Acres
  • Features: Pasture,Sloped,Trees,Acres 7 to 10

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway,RV Access/Parking,Carport,Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Wildfire
Avalanche
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$484$5,808
Property Taxes $642$7,704
Electricity $176$2,119
Total$4,816$57,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,120/yr
40% on housing$144,480/yr
45% on housing$128,426/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 97827$267
Union County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 97827$165
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$695,000
2026-07-06Listed for sale$725,000
2016-07-13Sold$305,000
2016-06-22Pending sale$325,000
2016-05-04Listed for sale$325,000
2015-09-16Listing removed$359,500
2015-06-18Listed for sale$359,500

For Sale by Agent

AgentAmanda May
BrokerageRE/MAX Real Estate Team

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