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2208 Cedar St, La Grande, OR, 97850

1beds
1baths
730sqft
$179,000
$245price/sqft
$1,417/moest. monthly cost
$56,680/yrincome needed

About This Home

A great fit for first-time buyers, downsizers, or individuals seeking an affordable move-in ready home. This one-bedroom, one-bathroom residence offers 730 square feet of comfortable living space. Experience the warmth and character of hardwood floors, complemented by the tranquility of a quiet neighborhood. Walk out on your trex decking on the front porch. The backyard is predominantly fenced, and off-street parking is available. A tool/work shed in the rear serves as an efficient storage space. Constructed in 1910, this home offers a unique blend of history and modernity. The seller is offering to carry the contract, providing a flexible financing option that can make homeownership more accessible. A welcoming and manageable home with great potential, ready for its next owner to enjoy.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

8/10
6/10
La Grande Middle SchoolGrades 6-80.8 mi
5/10
La Grande High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer,Gas Water Heater,Tank Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Window features: Storm Window(s),Wood Frames
  • Flooring: Hardwood
  • Fireplace features: Gas,Stove

Interior Area

  • Total structure area: 730
  • Total interior livable area: 730 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1761
  • Zoning: R2 MDR

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4,138 sqft
  • Features: Level,SqFt 3000 to 4999
  • Lot size dimensions: 40 x 104

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$66$792
Property Taxes $270$3,240
Electricity $176$2,119
Total$1,417$17,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,582/yr
40% on housing$42,510/yr
45% on housing$37,786/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 97850$181
Union County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 97850$209
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$179,000
2026-04-28Listed for sale$185,000
2026-04-07Pending sale$185,000
2026-04-02Listed for sale$185,000
1991-09-19Sold$17,000

For Sale by Agent

AgentMarlo Thomas
BrokerageRed Leaf Realty

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