See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2912 N 1st St, La Grande, OR, 97850

4beds
2baths
2,332sqft
$395,000
$169price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

Classic 3-level home with lots of updates. 2,332 sq. ft., 4 bed, 2 full baths. Lots of storage throughout. Includes an extra lot that can be built on or held for investment. 1,080 sq. ft. garage, shop with grease pit. Vacant and easy to show. Please note that the lean-to will be removed prior to closing, as it encroaches on the adjacent property. The refrigerator, washer, and dryer are not included in the sale.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
6/10
La Grande Middle SchoolGrades 6-81.2 mi
5/10
La Grande High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Fireplace features: Wood Burning

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1408
  • Attached to another structure: Yes
  • Zoning: LG R-2

Features

  • Levels: Two
  • Stories: 3

Lot

  • Lot size: 0.40 Acres
  • Features: SqFt 15000 to 19999

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$146$1,752
Property Taxes $597$7,164
Electricity $211$2,539
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 97850$178
Union County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 97850$209
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$395,000

For Sale by Agent

AgentJohn Collins
BrokerageRanch-N-Home Realty, Inc

Similar Homes