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558 E Fulton St, Union, OR, 97883

5beds
2baths
2,246sqft
$494,000
$220price/sqft
$3,498/moest. monthly cost
$139,920/yrincome needed

About This Home

5 bedroom 2 bath with attached 2 car garage and heated 1,500 sqft detached shop. This great home and shop sits on 1.03 acres and the back yard fence is a 5 iron shot away from the Union Buffalo Peak Golf course. Union county has the home listed at 1,500 sqft but that was before the basement was finished. Lots of wood working machines can go that are in the shop if you have a "woodshop" bent! Here is your opportunity to live in Union, Oregon. The high school basketball season is almost over! Small town common sense is still here!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Union Elementary SchoolGrades K-60.3 mi
7/10
Union High SchoolGrades 7-120.3 mi

Construction

Condition

  • Property condition: Restored
  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater,Tank Water Heater
  • Laundry features: Common Area,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Window features: Vinyl Frames
  • Number of fireplaces: 2
  • Fireplace features: Pellet Stove,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,246
  • Total interior livable area: 2,246 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8718
  • Zoning: UN-R

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Golf Course,Mountain(s)

Lot

  • Lot size: 1.03 Acres
  • Features: Level,Acres 1 to 3

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Wildfire
Lightning

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$208$2,496
Property Taxes $590$7,080
Electricity $203$2,445
Total$3,498$41,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,931/yr
40% on housing$104,940/yr
45% on housing$93,280/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 97883$261
Union County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 97883$239
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Listed for sale$494,000

For Sale by Agent

AgentRonny Smith
BrokerageValley Realty

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