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495 B St, North Powder, OR, 97867

2beds
2baths
1,308sqft
$375,000
$287price/sqft
$2,671/moest. monthly cost
$106,840/yrincome needed

About This Home

Charming Remodeled Home on Spacious Lot with Shop & Outdoor Living. Well-maintained and newly remodeled 1980 manufactured home situated on a generous 16,140 sq ft lot. This 2-bedroom, 2-bathroom home offers a great blend of comfort, functionality, and inviting living spaces. Inside, you’ll find a spacious living room with a cozy propane fireplace, perfect for relaxing evenings, along with a large dining room ideal for gatherings and entertaining. The property also features a large shop, along with a woodshed, she barn, and lean-to. Providing ample storage and workspace options. The beautifully maintained yard includes mature fruit trees, raised garden beds, and a large patio area, perfect for enjoying outdoor living. This home has been thoughtfully cared for and it shows throughout. 2025 property taxes: $1,448. Connected to city water and sewer. Pre-approval documentation required prior to scheduling a showing. Don’t miss this opportunity to own a versatile property with space, charm, and room to grow

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,308 sqft

Property

Details

  • Parcel number: 06S3922AB02701

Features

  • Exterior features: Wood,Wood products
  • Has view: Yes
  • View description: City,Mountain

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Wildfire
Lightning

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$119$1,428
Property Taxes $480$5,760
Electricity $176$2,119
Total$2,671$32,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,577/yr
40% on housing$80,130/yr
45% on housing$71,226/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 97867$203
Union County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 97867$203
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$375,000
2019-06-11Sold$103,000

For Sale by Owner

AgentSutton George

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