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419 Elm Rd, Ambridge, PA, 15003

5beds
4baths
2,491sqft
$264,900
$106price/sqft
$2,301/moest. monthly cost
$92,040/yrincome needed

About This Home

Welcome to 419 Elm Road, a move-in ready home offering nearly 2,500 sq ft of stylish, flexible living across four finished levels. This updated 5-bedroom, 3.5-bath home features an open-concept layout ideal for daily living and entertaining, with customizable lighting, ceiling fans, fresh landscaping, and thoughtful upgrades throughout. Major improvements include new windows with a transferable warranty, a tankless water heater, radon mitigation in the sub-basement, newer roof and HVAC, plus a Nest thermostat for comfort and efficiency. Three stories and a partially finished basement apartment with private entrance provide versatile space for guests, work, hobbies, multigenerational living, or added privacy. Enjoy second-floor laundry, a fenced backyard, included appliances, mounted TVs, ADT security, and easy access to Route 65 for shopping, dining, schools, and parks. Spacious bedrooms, abundant storage, and flexible living areas make this home as functional as it is inviting.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
3/10
Ambridge Area High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1926

Materials

  • Roof: Slate
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 2,491
  • Total interior livable area: 2,491 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 090030718000

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 0.2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$168$2,016
Property Taxes $521$6,252
Electricity $273$3,279
Total$2,301$27,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,891/yr
40% on housing$69,030/yr
45% on housing$61,360/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 15003$114
Beaver County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 15003$113
Beaver County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$264,900
2026-07-13Price change$274,900
2026-06-22Price change$279,900
2026-06-11Price change$289,900
2025-04-04Pending sale$245,000
2025-03-12Sold$225,000
2025-02-10Contingent$245,000
2024-11-05Listed for sale$245,000
2024-11-04Listing removed$245,000
2024-10-04Price change$245,000
2024-08-16Price change$255,000
2024-06-23Price change$265,000
2024-04-30Price change$275,000
2023-11-06Listed for sale$299,900
2020-05-22Sold$14,000

For Sale by Agent

AgentPatricia Gesswein
BrokerageHOUWZER, INC.

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