




431 Elm Rd, Ambridge, PA, 15003
About This Home
Whether you're looking to expand your investment portfolio or offset your mortgage by living in one unit while renting the other, this brick duplex offers flexibility, immediate income, and room to grow. Located in the heart of Ambridge Borough, the property features separately metered gas, electric and water, making ownership and tenant management straightforward. Current rents are below market, offering buyers an opportunity to increase income over time as leases turn over. The lower-level unit is scheduled to be available in September, giving buyers the flexibility to owner-occupy or lease at today's market rate. The main-level apartment (Unit 2) offers the convenience of one-level living with nice entryway, full dining area and adjacent kitchen, two bedrooms, one bath, a welcoming front porch, window air conditioning, private washer and dryer, and exclusive access to a walk-up attic that currently provides abundant storage. The lower-level apartment (Unit 1) features three bedrooms, one full bath, eat-in-kitchen, a private deck and patio, plus the use of the basement for laundry and storage located just below the unit. Looking for additional possibilities? Subject to Borough approval, buyers may wish to explore creating additional living space or an efficiency apartment within the walk-out basement, or expanding the main-level unit by incorporating the walk-up attic. These opportunities allow future owners to tailor the property to their investment goals while building additional value over time. Ambridge continues to attract attention as community improvements, new businesses, local restaurants, breweries, coffee shops, fitness facilities and neighborhood investment contribute to the Borough's ongoing revitalization. Convenient access to Pittsburgh, Pittsburgh International Airport and major commuter routes adds to the appeal, while the Borough's affordability continues to attract both residents and investors seeking long-term value. New furnaces in 2023 & 2025, 2024-2025 replaced refrigerator & mini w/d in Unit 2. Whether you're purchasing your first investment property, adding to your portfolio, or looking for a home where rental income helps offset your mortgage, this duplex offers immediate income today with opportunities to build additional value tomorrow.
Getting Around
Schools
Construction
Condition
- Year built: 1916
Materials
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family,Multi Family
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
Property
Details
- Parcel number: 090030721000
- Zoning: R
- Zoning description: R
Lot
- Lot size: 2,178 sqft
- Lot size dimensions: See Deed
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $91 | $1,092 |
| Property Taxes | $285 | $3,420 |
| Electricity | $224 | $2,692 |
| Total | $1,333 | $15,996 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $145,000 |
| 2026-07-28 | Listed for sale | $145,000 |
| 2019-12-06 | Listing removed | $650 |
| 2019-11-17 | Listed for rent | $650 |
| 2018-11-19 | Sold | $64,000 |
| 2018-10-03 | Pending sale | $79,000 |
| 2018-09-25 | Listed for sale | $79,000 |
| 2014-09-10 | Listing removed | $74,900 |
| 2014-07-21 | Price change | $74,900 |
| 2014-05-21 | Listed for sale | $79,000 |
| 2011-05-09 | Listing removed | $74,900 |
| 2010-05-09 | Listed for sale | $74,900 |
| 2002-03-05 | Sold | $20,500 |
