123 E Water St, Middletown, PA, 17057
About This Home
Investors will love this open canvas to do as they please. You can rent it out as is, or you can renovate it to make it brand new and turn the attic into a second bedroom for the upstairs apartment, as the current owner intended. He started with a new roof, so you don't have to. The windows were replaced in the first- and second-floor living spaces. Each unit has its own separate electric, which includes heat, and the property has natural gas hot water. Each unit has outside space to sit and enjoy the outdoors. Last year, the 2nd-floor apartment was getting $800 a month, and the first-floor apartment was $840, as is. Come and do a few improvements to make this investment a real winner!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Architectural Shingle
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Duplex
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
Features
- Attic,Bathroom - Tub Shower,Entry Level Bedroom,Floor Plan - Traditional,Plaster Walls
- Flooring: Hardwood,Vinyl,Wood
Heating & Cooling
- Heating features: Radiant,Electric
- Cooling features: None
Interior Area
- Total structure area: 1,460
- Total interior livable area: 1,460 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 420370590000000
- Zoning: R-3
- Special condition: Standard
Features
- Pool features: None
Lot
- Lot size: 3,485 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $945 | $11,340 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $199 | $2,388 |
| Electricity | $224 | $2,692 |
| Total | $1,446 | $17,352 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $205,000 |
| 2025-09-12 | Sold | $165,000 |
| 2025-08-28 | Pending sale | $165,500 |
| 2025-08-18 | Price change | $180,000 |
| 2025-07-14 | Price change | $184,000 |
| 2025-06-12 | Listed for sale | $185,000 |
| 2006-05-31 | Sold | $102,000 |
| 2003-12-03 | Sold | $81,500 |
For Sale by Agent
View on Zillow