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4 W Garfield Ave, New Castle, PA, 16105

2beds
1baths
1,072sqft
$82,000
$76price/sqft
$775/moest. monthly cost
$31,000/yrincome needed

About This Home

Welcome to 4 W Garfield Ave in New Castle, offering 2 bedrooms and 1.5 bathrooms with spacious room sizes throughout. This home showcases beautiful original woodwork that adds character and warmth to the interior. A large covered front porch provides a welcoming entry and additional outdoor living space, while the expansive back deck is ideal for relaxing or entertaining. The property also features a 2-car detached garage and a long driveway, providing ample off-street parking. With generous living spaces both inside and out, this home offers comfort, functionality, and timeless appeal.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Property

Details

  • Parcel number: 01011800

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 0.14

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$52$624
Property Taxes $85$1,020
Electricity $224$2,692
Total$775$9,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,571/yr
40% on housing$23,250/yr
45% on housing$20,666/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 16105$136
Lawrence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 16105$114
Lawrence County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$77,000
2026-07-24Price change$82,000
2026-07-21Price change$90,000
2026-06-08Listed for sale$96,000
2021-07-27Sold$80,000
2021-06-16Contingent$75,000
2021-05-26Listed for sale$75,000
2007-05-02Sold$23,300
2007-02-06Sold$1,556

For Sale by Agent

AgentRyan Scialabba
BrokerageREALTY CO LLC

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