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307 E Garfield Ave, New Castle, PA, 16105

4beds
4baths
1,517sqft
$180,000
$119price/sqft
$1,435/moest. monthly cost
$57,400/yrincome needed

About This Home

Excellent opportunity, well maintained home needing TLC offers a generous living and fantastic outdoor Space. Step inside to a formal living room featuring hardwood floors that add warmth and shine. The fully equipped eat-in country kitchen offers abundant cabinetry, and an arched opening leading into an huge sun-filled great room. The great room is the heart of the home, with neutral finishes, vaulted ceilings, and double sliding glass doors that open to an oversized rear deck. From there, enjoy views of the large vinyl fenced backyard and the inviting in-ground pool — perfect for entertaining, relaxing, and summer gatherings.Vaulted ceilings continue into the owner’s suite, accented by a cute octagonal window. An updated Jack-and-Jill bathroom connects the owner’s suite to an additional main-floor bedroom. A spacious third bedroom and second full bathroom complete the main level.Upstairs, the home offers even more living space with a fourth bedroom wrapped in rustic knotty pine, featuring cozy alcoves and its own en-suite bathroom.Spacious, well cared for, and designed for both everyday comfort and entertaining, this home offers a rare combination of charm, function, and lifestyle.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 15x12

Bedroom3

  • Level: Main
  • Dimensions: 11x9

Bedroom4

  • Level: Upper
  • Dimensions: 29x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 19x15

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,517
  • Total interior livable area: 1,517 sqft

Kitchen

  • Level: Main
  • Dimensions: 13x13

Living Room

  • Level: Main
  • Dimensions: 18x15

Master Bedroom

  • Level: Main
  • Dimensions: 15x12

Property

Details

  • Parcel number: 02004100

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Pool

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 0.24

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage,Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$114$1,368
Property Taxes $187$2,244
Electricity $224$2,692
Total$1,435$17,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,200/yr
40% on housing$43,050/yr
45% on housing$38,266/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 16105$135
Lawrence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 16105$114
Lawrence County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$180,000
2026-06-30Listing removed$200,000
2026-05-19Listed for sale$200,000
2018-08-17Sold$129,900
2018-06-20Listed for sale$124,900
2007-10-15Sold$59,000

For Sale by Agent

AgentRick Sikora
BrokerageKELLER WILLIAMS STEEL CITY

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