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749 N Railroad St, Palmyra, PA, 17078

3beds
2baths
1,152sqft
$339,900
$295price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

100% Turn-Key Luxury: Fully renovated 3-bed, 2-bath open-concept home with quartz countertops, solid wood shaker cabinets, new stainless appliances, and premium luxury vinyl plank flooring throughout. Ultimate Mechanics/Hobbyist Garage: Massive, detached oversized 2-car garage featuring a huge second-floor bonus room—perfect for car enthusiasts, a woodshop, a studio, or a teen hangout. Total Peace of Mind: Brand-new roof, new energy-efficient windows, and a brand-new HVAC system backed by a full warranty for zero-maintenance living. Massive Lot & Bonus Space: Expansive, spacious lot paired with a partially finished basement ready to convert into your dream family room, home gym, or man cave. Central Location - Perfectly placed - minutes from everywhere you want to be and actually where you should be!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Northside El SchoolGrades 1-50.4 mi
9/10
10/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Refrigerator,Disposal,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Recessed Lighting,Kitchen Island
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1622881423607560000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Oversized,Storage,Garage Door Opener,Gravel,Driveway,Detached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$124$1,488
Property Taxes $348$4,176
Electricity $224$2,692
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 17078$152
Lebanon County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 17078$178
Lebanon County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$339,900
2026-07-31Price change$339,900
2026-06-13Listed for sale$357,500
2026-03-04Sold$145,000

For Sale by Agent

AgentDan Parson
BrokerageKeller Williams Elite

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