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124 Spruce Ct #U-0004, Annville, PA, 17003

3beds
3baths
1,806sqft
$325,000
$180price/sqft
$2,297/moest. monthly cost
$91,880/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath townhome nestled in the desirable Forest Glen community of Annville. Offering approximately 1,470 square feet of living space, this home features a spacious and inviting layout designed for comfortable everyday living. The bright living area flows seamlessly into the dining space and kitchen, creating the perfect setting for entertaining family and friends. Enjoy additional living space in the finished lower level, ideal for a family room, home office, fitness area, or recreation room. Cozy up by the fireplace on chilly evenings, and appreciate the convenience of central air, an attached garage, and low-maintenance living. Located within the Palmyra Area School District and just minutes from shopping, dining, major highways, and Lebanon Valley College, this home offers the perfect blend of comfort, convenience, and community. The HOA handles lawn care, snow removal, and common area maintenance, allowing you to spend more time enjoying life and less time on upkeep. Enjoy peace of mind with several major updates already completed! The home features a new roof installed in 2018, a recently replaced central air conditioning system, and all-new energy-efficient windows throughout. These valuable improvements enhance the home's comfort, efficiency, and long-term value, allowing the next owner to move in with confidence. Don't miss this opportunity to own a move-in-ready home in a sought-after neighborhood!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Forge Road El SchoolGrades 1-51.1 mi
9/10
10/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Freezer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 336

Basement

  • Has basement: Yes
  • Basement: Full,Garage Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Tub Shower,Dining Area
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 336
  • Finished area above ground: 1,470

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,806
  • Total interior livable area: 1,806 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2822989183610690000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Extensive Hardscape,Awning(s)

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$97$1,164
Property Taxes $333$3,996
Electricity $224$2,692
Total$2,297$27,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,754/yr
40% on housing$68,910/yr
45% on housing$61,253/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 17003$183
Lebanon County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 17003$200
Lebanon County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$305,999
2026-07-24Price change$325,000
2026-07-14Price change$335,000
2026-07-01Listed for sale$350,000

For Sale by Agent

AgentKelly Wertz
BrokerageColdwell Banker Realty

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