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292 Harmon St, Mansfield, OH, 44903

2beds
1baths
866sqft
$99,900
$115price/sqft
$862/moest. monthly cost
$34,480/yrincome needed

About This Home

Welcome home to this cozy two bedroom, one bath bungalow on a corner city lot offering a comfortable and functional layout. This home features a spacious dining room perfect for entertaining guests. The updated bathroom includes a walk-in shower for easy accessibility. Enjoy the charm and simplicity of bungalow living with plenty of outdoor space for gardening, relaxing, and outdoor fun. This home is just waiting for it's new owner. Room sizes are approximate. Home being "sold as is"

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Sherman Elementary SchoolGrades PK-21.9 mi
5/10
3/10
Mansfield Middle SchoolGrades 7-81.6 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main
  • Area: 95.2778

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 147

Features

  • Shower Stall,Entrance Foyer
  • Window features: Vinyl,Wood Frames
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area above ground: 866

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Kitchen

  • Level: Main
  • Area: 82.5

Living Room

  • Level: Main
  • Area: 142

Master Bedroom

  • Level: Main
  • Area: 100.8472

Property

Details

  • Parcel number: 0270412901000
  • Special condition: Sold As Is

Features

  • Stories: 1
  • Entry location: Main Level
  • Patio & porch: Open,Porch
  • Exterior features: None

Lot

  • Lot size: 8,000 sqft
  • Features: Corner Lot,Lawn,Level,City Lot
  • Lot size dimensions: 0.1837

Parking

  • Total spaces: 2
  • Parking features: Other,Concrete,Dirt,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$65$780
Property Taxes $99$1,188
Electricity $193$2,320
Total$862$10,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,554/yr
40% on housing$25,860/yr
45% on housing$22,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 44903$133
Richland County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 44903$122
Richland County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$99,900
2026-06-30Sold$15,000

For Sale by Agent

AgentTammy Adkins
BrokerageAdkins Realty

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