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438 Topaz Ave, Mansfield, OH, 44907

2beds
1baths
1,018sqft
$89,900
$88price/sqft
$784/moest. monthly cost
$31,360/yrincome needed

About This Home

Fantastic opportunity to start building equity right away! This affordable home offers a great floor plan with a spacious eat-in kitchen complete with appliances. The living room features beautiful hardwood floors, adding warmth and character. The updated bathroom provides a fresh, modern feel. The full basement offers laundry hookups, a rec room, and plenty of storage space. Enjoy relaxing on the front deck overlooking the neighborhood—the perfect spot for rocking chairs and a glass of iced tea. Whether you're a first-time homebuyer, downsizing, or looking for an investment property, this home offers outstanding value with plenty of potential. Don't miss your chance to make it your own!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
6/10
Madison Middle SchoolGrades 5-82.6 mi
4/10
Madison High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 110.0417

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 154.2917

Features

  • Shower/Tub,Eat-in Kitchen
  • Flooring: Hardwood,Tile,Vinyl
  • Fireplace features: None
  • Finished area above ground: 1,018

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,018
  • Total interior livable area: 1,018 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 228.4722

Master Bedroom

  • Level: Main
  • Area: 123.7361

Property

Details

  • Parcel number: 0289006904000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 6,750 sqft
  • Features: Sloped,City Lot
  • Lot size dimensions: 0.155

Parking

  • Total spaces: 2
  • Parking features: No Garage,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$48$576
Property Taxes $89$1,068
Electricity $193$2,320
Total$784$9,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,880/yr
40% on housing$23,520/yr
45% on housing$20,906/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 44907$114
Richland County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 44907$132
Richland County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$89,900
2002-01-04Sold$33,000

For Sale by Agent

AgentLindsay Zimmer
BrokerageRE/MAX First Realty

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