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1522 Ketch Ln, Kill Devil Hills, NC, 27948

2beds
2baths
1,256sqft
$465,000
$370price/sqft
$2,971/moest. monthly cost
$118,840/yrincome needed

About This Home

Welcome to 1522 Ketch Lane, a beautifully updated home in the heart of Kill Devil Hills offering the flexibility today's buyers are looking for. Whether you're searching for a primary residence, second home, or investment property, this move-in-ready coastal retreat checks all the boxes. Featuring 2 bedrooms, 2 full baths, and a versatile bonus room perfect for a home office, guest space, or recreation area, this home offers comfortable living with added flexibility. Recent updates include fresh interior paint, new vinyl flooring in both bathrooms, and a full suite of stainless steel appliances. The bright and inviting floor plan provides an easy flow for everyday living and entertaining, while the convenient location places you just minutes from beaches, shopping, dining, and local attractions. Don't miss this opportunity to own a well-maintained home in one of the OBX.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
9/10
7/10
First Flight High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Pile,Slab
  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Window Treatments
  • Flooring: Carpet,Laminate/LVP

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,256 sqft

Property

Details

  • Parcel number: 026985000

Features

  • Levels: Multi/Split
  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 10,018 sqft
  • Features: Corner

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,4 Space,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$153$1,836
Property Taxes $267$3,204
Electricity $200$2,405
Total$2,971$35,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,862/yr
40% on housing$89,130/yr
45% on housing$79,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 27948$288
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27948$365
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCatherine Kowalsky
BrokerageBHHS RW Towne Realty

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