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1304 Franklin Avenue, Laurinburg, NC, 28352

4beds
5baths
3,725sqft
$369,900
$99price/sqft
$2,851/moest. monthly cost
$114,040/yrincome needed

About This Home

SELLER CONTRIBUTING $5000 TO BUYERS CLOSING COSTS WITH ACCEPTABLE OFFER. Step into the home you've been dreaming of! This beautiful and spacious two-story home offers approximately 3725 square feet of comfortable living space with 4 bedrooms, 3 full baths, and 2 half baths, perfectly designed for both everyday living and entertaining. From the moment you enter, you'll appreciate the warmth of the hardwood floors, inviting living room with electric fireplace, and formal dining room large enough to accommodate an oversized dining table and chairs for memorable gatherings. The updated kitchen is truly the heart of the home, featuring gorgeous granite countertops, double wall ovens, double sink, refrigerator, mini beverage refrigerator, large center island, and the perfect sunny window for growing fresh herbs year-round. The cozy den with built-in shelving provides the ideal place to relax, while the finished room over the garage offers endless possibilities as a bonus room, guest accommodations, office, or playroom. A spacious pantry and well-equipped laundry room complete with washer, dryer, utility sink, and folding table add convenience throughout the home. Step outside and discover a breathtaking backyard retreat filled with mature landscaping and peaceful privacy. Enjoy the established herb garden, unwind beneath the beautiful muscadine grapevine, or simply relax and listen to nature in your own private oasis. Additional features include an attached two-car garage, new roof in 2023, and downstairs HVAC unit replaced in 2025. Priced below tax value and move-in ready. This exceptional property is located on 1.32 acres in a well-established neighborhood close to schools, downtown, medical offices, and shopping. Don't miss the opportunity to make this incredible home yours!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
3/10
Spring Hill MiddleGrades 6-88.9 mi
2/10
Scotland High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Washer,Refrigerator,Dryer,Double Oven,Disposal,Dishwasher,Cooktop
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Breakfast Room

  • Level: First

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Entrance Foyer,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas Pack,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,725
  • Total interior livable area: 3,725 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 010023 03028
  • Zoning: R15
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 1.32 Acres
  • Features: Landscaped
  • Lot size dimensions: 223 x 224 x 239 x 295

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters in Scotland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$323$3,876
Property Taxes $312$3,744
Electricity $346$4,163
Total$2,851$34,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,748/yr
40% on housing$85,530/yr
45% on housing$76,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 28352$89
Scotland County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 28352$98
Scotland County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$369,900
2026-05-19Listed for sale$375,000
2007-07-31Sold$240,000

For Sale by Agent

AgentSandy Skamperle
BrokerageHasty Realty

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