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12040 Mccormick Drive, Maxton, NC, 28364

3beds
3baths
1,728sqft
$190,000
$110price/sqft
$1,607/moest. monthly cost
$64,280/yrincome needed

About This Home

Nestled in the peaceful Scotland Forest community this 3 bedroom, 2.5 bath home offers the perfect lend of comfort, convenience and country charm. With over 1700 square feet of living space including a washer, dryer, and refrigerator, you'l enjoy an open-concept layout ideal for both everyday living and entertaining. The updated kitchen serves as the heart of the home with a large granite island. The side porch is a welcoming area with a great breeze. Great for relaxing or hanging out with friends. Outside you'll find a 12 x 24 storage building already wired with electric and ready to go. Situated in a quiet neighborhood that offers a true country feel, this property still provides easy access to Highway 74 for convenient commuting, shopping, dining and travel. This home does have a hook up for a generator. Property does have a Maxton address but lies in Scotland County.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
South Johnson ElementaryGrades PK-54.2 mi
3/10
Spring Hill MiddleGrades 6-88.9 mi
2/10
Scotland High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,Washer,Self Cleaning Oven,Refrigerator,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Blinds/Shades,Gas Log
  • Flooring: LVT/LVP,Carpet
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010249 01026
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch,Side Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 154.146 x 193.723 x 178.32 x 174.60

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Gravel,Off Street
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Earthquake

FEMA Declared Disasters in Scotland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$284$3,408
Property Taxes $163$1,956
Electricity $200$2,405
Total$1,607$19,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,097/yr
40% on housing$48,210/yr
45% on housing$42,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 28364$89
Scotland County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 28364$92
Scotland County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$190,000
2022-08-04Sold$157,000
2022-06-19Pending sale$167,500
2022-06-16Listed for sale$167,500

For Sale by Agent

AgentAlicia M Krout
BrokerageRealty World-Graham/ Grubbs & Associates

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